Privacy Policy

Terms & Conditions

Effective date: November 15, 2025 — Please read carefully. These terms govern your use of Commutative Knowledge.

1. Acceptance of Terms

By accessing, browsing, or using this website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions ("Terms"). If you do not agree with any part of these Terms, you must immediately stop using the Site.

These Terms form a legally binding agreement between you (the "User") and the owner/operator of the Site ("we", "us", "Commutative Knowledge"). We may update or change these Terms from time to time; continued use of the Site after any changes constitutes acceptance of those changes.

2. Use of the Site — Permitted & Prohibited

The Site provides informational, educational and community resources. You agree to use the Site in a lawful manner and not to engage in conduct that is harmful, fraudulent, illegal, or which interferes with normal operation of the Site. Prohibited activities include, but are not limited to:

Attempting to gain unauthorized access to any portion of the Site or related systems;
Posting or transmitting unlawful, harmful, threatening, defamatory, obscene, or otherwise objectionable material;
Using the Site for any commercial solicitation without explicit written consent;
Reproducing, duplicating, copying, selling, reselling, or exploiting any portion of the Site without permission.

3. Content — Accuracy, Changes & Educational Use

Content on this Site (including text, images, links, downloads, and other materials) is provided for general informational and educational purposes only. While we strive for accuracy, content may contain inaccuracies, typographical errors, or may be out of date.

We reserve the right to modify, update, or remove content at any time without prior notice. You should verify information independently before relying upon it for professional, medical, legal, financial, or other consequential decisions.

4. NO WARRANTIES — IMPORTANT NOTICE

TO THE FULLEST EXTENT PERMITTED BY LAW: THE SITE, ITS CONTENT, SERVICES, AND MATERIALS ARE PROVIDED "AS IS", "AS AVAILABLE", AND WITHOUT WARRANTY OF ANY KIND. WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, QUIET ENJOYMENT, NON-INFRINGEMENT, OR THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

YOU ARE SOLELY RESPONSIBLE FOR VERIFYING ANY INFORMATION OBTAINED FROM THE SITE BEFORE RELYING ON IT.

5. LIMITATION OF LIABILITY — PLEASE READ CAREFULLY

IN NO EVENT SHALL COMMUTATIVE KNOWLEDGE, ITS OWNERS, CONTRIBUTORS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR SERVICE PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THIS INCLUDES, WITHOUT LIMITATION, LOSS OF PROFITS, LOSS OF DATA, LOSS OF REVENUE, LOSS OF GOODWILL, LOSS OF OR DAMAGE TO COMPUTER SYSTEMS, OR OTHER INTANGIBLE LOSSES.

6. Absolute Disclaimer of Responsibility

We expressly deny responsibility for any decision you make or action you take based on material available on the Site. You agree that any reliance upon the Site is at your sole risk.

7. External Links & Third Parties

The Site may contain links to third-party websites and resources. These links are provided for convenience only. We do not control, endorse, or assume responsibility for any third-party content, practices, privacy policies, or terms. Inclusion of a link does not imply endorsement.

8. Intellectual Property

All content on the Site (unless otherwise noted) is protected by copyright, trademark, and other intellectual property laws. You may view and print individual pages for personal, non-commercial use only. Any other use — reproduction, modification, distribution, republication — requires prior written permission.

9. Indemnification

You agree to indemnify, defend, and hold harmless Commutative Knowledge and its affiliates, officers, directors, employees and agents from and against all losses, liabilities, claims, causes of action, damages, costs and expenses (including reasonable attorneys' fees and costs) arising out of or relating to your use of the Site or any violation of these Terms.

10. Privacy

Use of the Site is also governed by our Privacy Policy. By using the Site you consent to our collection and use of data as described in that Policy. We encourage you to review the Privacy Policy for details on how we treat personal information.

11. Termination

We may suspend or terminate your access to the Site or any part of it, without prior notice or liability, for any reason, including breach of these Terms. Termination does not limit our other rights or remedies at law or in equity.

12. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of laws principles. You agree that any dispute arising out of these Terms shall be subject to the exclusive jurisdiction of the courts located in India, unless otherwise agreed in writing.

13. Severability & Waiver

If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximal extent permitted and the remaining provisions will remain in full force and effect. Failure by us to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.

Summary — What this means for you

In short: you use this Site at your own risk. We provide informational content only, and we are not responsible for your use of it. We do not give warranties or promises about the Site, and we limit our liability as far as the law allows. If you need legal, financial, medical or professional advice you should consult a qualified professional — do not rely solely on the Site.

14. Contact & Questions

If you have questions, concerns, or requests about these Terms, please contact the Site owner via the Contact page. We will make reasonable efforts to respond, but we are under no obligation to provide any specific response timeline.

Last updated: November 15, 2025.

Acceptance

By continuing to use this Site you indicate that you have read, understood, and accept these Terms & Conditions in full.